Insurance Consequences of a DUI in Atlanta 

Insurance Consequences of a DUI in Atlanta 

An DUI conviction can have far-reaching repercussions beyond legal penalties alone, such as on one’s auto insurance rates. Unfortunately, many fail to consider its long-term financial ramifications; thankfully there are steps people can take in order to mitigate them and save themselves further trouble in the form of more affordable coverage options.

Be mindful that any DUI conviction will remain on your driving record for some time – even after any suspension or cancellation has concluded – depending on Georgia’s look-back period, anywhere from three to 10 years before its presence will start dissipating from your record.

As soon as your DUI occurs, an SR-22 form will need to be filed with your insurer and higher premiums must be paid – depending on its severity this can increase by as much as 100%! However, as soon as any traffic violations or accidents have passed without further incident your rates should start decreasing again.

After being charged with DUI, there are a few steps you can take to make getting insurance easier, including attending a defensive driving course or alcohol education program. Some insurers also offer discounts for these courses to offset higher premiums. But remember the most essential task at hand – recovering your driver’s license! This means paying all fees, fulfilling community service obligations as necessary, meeting court deadlines and requirements accordingly and meeting them all accordingly.

After being charged with DUI, some people may be required to install an ignition interlock device (IID). This electronic device measures breath alcohol concentration levels and prevents cars from starting if these levels exceed certain thresholds. This process may prove costly.

No matter if it is your first or fifth DUI conviction, knowing its impact can have lasting ramifications on insurance rates across Atlanta and Georgia. By working with an experienced attorney you can mitigate its long-term effects.

James Yeargan attorneys have extensive experience defending clients facing DUI charges in both criminal and civil court. Our legal experts can review your individual situation to provide expert guidance regarding what your best options may be – such as fighting or settling via plea agreements.

Contact us now to set up a consultation about your DUI conviction options and options. A DUI can have lasting repercussions for your life and we’re here to assist with the complex legal system. Our team is available 24-7 to answer your queries and give advice as needed; additionally we offer a complimentary case evaluation for potential clients. Call or email us now – we look forward to speaking with you!