Why Insurance Rates Skyrocket After a DUI Conviction

Why Insurance Rates Skyrocket After a DUI Conviction
An alcohol related driving conviction can have lasting repercussions in your life. From jail time, fines, license suspension and higher auto insurance premiums – you will all suffer consequences of this arrest.
An experienced Atlanta DUI attorney can review body camera or dash cam evidence to demonstrate that officers misinterpreted your behavior during the traffic stop (swaying, yawning) as unlawful and challenge chemical test results as well.
1. You’re a High-Risk Driver
Arrest for DUI can be an emotionally distressing event for drivers of all backgrounds and experience levels, from experienced veterans to novices just starting out on their driving careers. A conviction could result in serious criminal and non-criminal penalties which could permanently alter your life; these include increased auto insurance rates, mandatory Alcohol and Drug Education (Risk Reduction) Program classes and fines as well as suspension or revocation of driving privileges depending on past offenses.
Drs., lawyers and truck drivers with professional licenses can find that being charged with DUI can have serious repercussions for their careers, potentially prompting licensing boards to take disciplinary actions against them. Seeking legal assistance promptly can increase your chances of protecting your license, avoiding Ignition Interlock requirements and winning your case.
An experienced Atlanta DUI attorney can use numerous tactics to thwart prosecution cases by contesting the validity of your arrest, calling attention to errors made during balance and agility tests or sobriety evaluations, and using toxicology experts to disprove police testimony that you were over the legal limit. It takes years of experience for these attorneys to master this art form effectively defending these cases successfully.
2. You’re a First-Time Offender
First-time offenders in Georgia who are charged with DUI may also face fines and possible jail time; their driver’s license could even be suspended for up to a year. As per Georgia state law, first-time offenders may also be forced to participate in a 20-hour DUI Risk Reduction Program which is mandated by law to help reduce DUI incidents among their fellow offenders.
An Atlanta DUI lawyer can carefully examine your arrest process to identify any mistakes during its execution. For instance, if a police officer misinterpreted any signs that suggest intoxication (for instance swaying or yawning at checkpoints) as indicative of inebriation; an Atlanta DUI lawyer could challenge those findings and seek justice on your behalf.
An Atlanta DUI defense attorney should work on your behalf in building an effective argument to persuade jurors that you are innocent of drunk driving. Furthermore, in cases involving negligence on another’s part where someone caused harm due to drunk driving accidents they can file civil claims to recover past and future medical expenses, lost wages, pain and suffering damages as well as any other appropriate forms of compensation.
4. You’re a Young Driver
An DUI conviction can have lasting repercussions that extend well beyond fines and jail time; drivers may become marked as high-risk drivers, becoming ineligible for certain professions or being banned altogether from driving altogether.
As soon as a person is pulled over for DUI, it is vital that they remain polite and remain calm with law enforcement officers; any statements could be used against them later in court proceedings. It’s also a good idea to understand it’s perfectly reasonable to refuse roadside field sobriety evaluations such as horizontal gaze nystagmus tests, walk and turn exams or one leg stand assessments administered by National Highway Traffic Safety Administration assessments that often result in wrongly charged individuals being subjected to DUI charges.
Under Georgia’s implied consent laws, refusing a breathalyzer test at a police station could lead to license suspension. An experienced Atlanta DUI lawyer can help defend results of breathalyzer tests using their knowledge of how they are commonly administered and tested – as well as any errors which might occur during these procedures – to strengthen your defense and weaken the prosecutor’s case against DUI charges you face.
